The project is structured into five carefully designed phases, each contributing to a comprehensive understanding of FinTech adoption and its implications for Qatar’s economy and society.

Phase 1 – Literature Review & Design
This phase involves a systematic review of existing global and regional studies on FinTech, identifying knowledge gaps and contextualizing the research within Qatar’s economic and regulatory environment. The team also develops research instruments and methodological frameworks.

Phase 2 – Data Collection
Primary data is collected through nationwide surveys targeting households and small and medium-sized enterprises (SMEs). In parallel, secondary data is sourced from relevant government entities, financial institutions, and existing databases.

Phase 3 – Analysis & Modeling
Using advanced econometric and statistical techniques, the collected data is analyzed to test hypotheses and extract insights. This phase focuses on identifying key drivers and barriers to FinTech adoption, as well as modeling its macroeconomic impacts.

Phase 4 – Policy & Legal Review
This phase assesses the current legal and regulatory landscape governing financial technology in Qatar. The objective is to provide evidence-based recommendations that support innovation while ensuring consumer protection and regulatory alignment.

Phase 5 – Final Reporting & Dissemination
In the final stage, the research findings are synthesized into academic papers, policy briefs, and public reports. Results are disseminated through stakeholder workshops, conferences, and open-access platforms to inform policy and practice.